:root{--navy:#0c2340;--navy-800:#123255;--navy-600:#1d4b7c;--amber:#f5a623;--amber-dark:#d98806;--ink:#101820;--body:#37474f;--muted:#64748b;--line:#e2e8f0;--line-strong:#cbd5e1;--bg:#ffffff;--bg-soft:#f7f9fc;--bg-navy-soft:#eef3f9;--green:#14804a;--green-dark:#0f6338;--red:#b42318;--radius:12px;--radius-sm:8px;--shadow-sm:0 1px 2px rgba(16,24,40,0.06),0 1px 3px rgba(16,24,40,0.1);--shadow-md:0 4px 6px -1px rgba(16,24,40,0.08),0 2px 4px -2px rgba(16,24,40,0.06);--shadow-lg:0 12px 24px -6px rgba(16,24,40,0.12);--maxw:1180px}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--body);font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,Noto Sans,sans-serif;font-size:17px;line-height:1.65;text-rendering:optimizeLegibility}h1,h2,h3,h4,h5{color:var(--navy);line-height:1.25;margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}h1{font-size:clamp(1.65rem,4.2vw,2.5rem)}h2{font-size:clamp(1.3rem,2.6vw,1.75rem);margin-top:1.8em}h3{font-size:clamp(1.1rem,2vw,1.28rem)}h4{font-size:1.02rem}p{margin:0 0 1.05em}ol,ul{margin:0 0 1.15em;padding-left:1.25em}li{margin-bottom:.45em}a{color:var(--navy-600);text-decoration:none}a:hover{text-decoration:underline}strong{color:var(--ink)}small{font-size:.85rem}img,svg{max-width:100%}.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 18px;overflow-wrap:anywhere}.narrow{max-width:820px}section{padding:34px 0}.section-soft{background:var(--bg-soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section-navy{background:var(--navy);color:#dbe6f1}.section-navy h1,.section-navy h2,.section-navy h3,.section-navy h4{color:#fff}.section-navy a{color:#ffd27d}.grid{display:grid;grid-gap:16px;gap:16px}.footer-grid>*,.grid>*{min-width:0}.content-grid{grid-template-columns:minmax(0,2.1fr) minmax(280px,1fr);gap:30px}.content-grid-article{grid-template-columns:minmax(0,2.4fr) minmax(280px,1fr);gap:34px}.content-grid-contact{grid-template-columns:minmax(0,1.6fr) minmax(280px,1fr)}.sidebar-sticky{position:-webkit-sticky;position:sticky;top:90px}.grid-2{grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr))}.grid-3{grid-template-columns:repeat(auto-fit,minmax(min(100%,255px),1fr))}.grid-4{grid-template-columns:repeat(auto-fit,minmax(min(100%,210px),1fr))}.row{gap:12px}.row,.spread{display:flex;flex-wrap:wrap;align-items:center}.spread{justify-content:space-between;gap:16px}.site-header{position:-webkit-sticky;position:sticky;top:0;z-index:40;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow-sm)}.header-bar{justify-content:space-between;gap:14px;min-height:66px}.brand,.header-bar{display:flex;align-items:center}.brand{gap:10px;font-weight:800;color:var(--navy);font-size:1.08rem;letter-spacing:-.02em}.brand:hover{text-decoration:none}.brand-mark{width:36px;height:36px;border-radius:9px;flex:0 0 36px;background:linear-gradient(140deg,var(--navy) 0,var(--navy-600) 100%);display:grid;place-items:center;color:var(--amber)}.brand-sub{display:block;font-size:.7rem;font-weight:600;color:var(--muted);letter-spacing:0}.nav{display:flex;gap:20px;align-items:center}.nav a{color:var(--navy);font-weight:600;font-size:.94rem}.nav a:hover{color:var(--navy-600)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 20px;border-radius:var(--radius-sm);font-weight:700;font-size:.98rem;border:1px solid transparent;cursor:pointer;text-align:center;line-height:1.2;max-width:100%;min-width:0;transition:transform .06s ease,background .15s ease}.btn svg{flex-shrink:0}.btn:hover{text-decoration:none;transform:translateY(-1px)}.btn:active{transform:translateY(0)}.btn-call{background:var(--green);color:#fff;box-shadow:var(--shadow-sm)}.btn-call:hover{background:var(--green-dark);color:#fff}.btn-amber{background:var(--amber);color:#3d2a00}.btn-amber:hover{background:var(--amber-dark);color:#2b1d00}.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-800);color:#fff}.btn-outline{background:#fff;border-color:var(--line-strong);color:var(--navy)}.btn-outline:hover{border-color:var(--navy-600);color:var(--navy-600)}.btn-lg{padding:15px 26px;font-size:1.06rem}.btn-sm{padding:9px 15px;font-size:.9rem}.btn-block{width:100%}.btn-num{font-feature-settings:"tnum";font-variant-numeric:tabular-nums;letter-spacing:.01em}.hero{background:radial-gradient(1100px 420px at 78% -10%,rgba(245,166,35,.16),transparent 60%),linear-gradient(165deg,var(--navy) 0,#0a1d34 62%,#08182c 100%);color:#d8e4f1;padding:42px 0 46px;border-bottom:4px solid var(--amber)}.hero h1{color:#fff;margin-bottom:.35em}.hero p{color:#c7d6e6;font-size:1.06rem;max-width:64ch}.hero a{color:#ffd27d}.hero-kicker{display:inline-flex;align-items:center;gap:8px;background:rgba(245,166,35,.14);border:1px solid rgba(245,166,35,.4);color:#ffd98f;font-size:.78rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:5px 12px;border-radius:999px;margin-bottom:14px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}.hero-note{font-size:.88rem;color:#9fb4cb;margin-top:14px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow-sm)}.card-flat{box-shadow:none}.card h3{margin-top:0}.card p:last-child,.card ul:last-child{margin-bottom:0}.card-link{display:block;color:inherit}.card-link:hover{text-decoration:none;border-color:var(--navy-600);box-shadow:var(--shadow-md)}.card-icon{width:42px;height:42px;border-radius:10px;display:grid;place-items:center;background:var(--bg-navy-soft);color:var(--navy-600);margin-bottom:12px}.card-meta{font-size:.85rem;color:var(--muted);margin:0}.price-tag{background:var(--bg-navy-soft);color:var(--navy);padding:4px 11px;font-size:.82rem}.badge,.price-tag{display:inline-block;border-radius:999px;font-weight:700}.badge{font-size:.74rem;text-transform:uppercase;letter-spacing:.05em;padding:3px 9px;background:#fff4e0;color:#92500a;border:1px solid #f6d9a8}.badge-green{background:#e7f6ee;color:var(--green-dark);border-color:#bfe6d1}.badge-navy{color:var(--navy);border-color:#cfe0f0}.badge-navy,.trust-strip{background:var(--bg-navy-soft)}.trust-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:18px 0}.trust-strip ul{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:12px 26px}.trust-strip li{display:flex;gap:9px;align-items:flex-start;font-size:.9rem;margin:0;color:var(--body);max-width:46ch}.trust-strip svg{flex:0 0 18px;margin-top:3px;color:var(--green)}.table-wrap{overflow-x:auto;max-width:100%;min-width:0;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:var(--radius);background:#fff}table{width:100%;border-collapse:collapse;font-size:.95rem;overflow-wrap:normal}td,th{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--bg-soft);color:var(--navy);font-size:.82rem;text-transform:uppercase;letter-spacing:.04em}tbody tr:last-child td{border-bottom:none}td.num,th.num{text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;white-space:nowrap}.table-note{font-size:.85rem;color:var(--muted);margin-top:8px}.faq{border:1px solid var(--line);border-radius:var(--radius);background:#fff;overflow:hidden}.faq details{border-bottom:1px solid var(--line)}.faq details:last-child{border-bottom:none}.faq summary{cursor:pointer;padding:15px 18px;font-weight:650;color:var(--navy);font-size:1rem;list-style:none;display:flex;justify-content:space-between;gap:14px;align-items:flex-start}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-size:1.35rem;color:var(--navy-600);line-height:1;flex:0 0 auto}.faq details[open] summary:after{content:"\2013"}.faq details[open] summary{background:var(--bg-soft)}.faq .faq-body{padding:2px 18px 16px;color:var(--body)}.faq .faq-body p:last-child{margin-bottom:0}.crumbs{font-size:.85rem;color:var(--muted);padding:12px 0 0}.crumbs ol{list-style:none;flex-wrap:wrap;padding:0}.crumbs li,.crumbs ol{display:flex;gap:6px;margin:0}.crumbs li{align-items:center}.crumbs li+li:before{content:"/";color:var(--line-strong)}.chips{display:flex;flex-wrap:wrap;gap:8px;padding:0;list-style:none}.chips,.chips li{margin:0}.chips a{display:inline-block;padding:6px 12px;border:1px solid var(--line);border-radius:999px;background:#fff;font-size:.87rem;color:var(--navy-600);font-weight:500}.chips a:hover{border-color:var(--navy-600);background:var(--bg-navy-soft);text-decoration:none}.link-cols{columns:210px 3;column-gap:22px;list-style:none;padding:0;margin:0;font-size:.92rem}.link-cols li{page-break-inside:avoid;break-inside:avoid;margin-bottom:6px}.zip-form{display:flex;gap:8px;flex-wrap:wrap;max-width:520px}.zip-form input{flex:1 1 200px;min-width:0;padding:14px 16px;font-size:1.05rem;border:1px solid var(--line-strong);border-radius:var(--radius-sm);font-feature-settings:"tnum";font-variant-numeric:tabular-nums;letter-spacing:.06em}.zip-form input:focus{outline:3px solid rgba(29,75,124,.18);border-color:var(--navy-600)}.zip-msg{font-size:.9rem;margin-top:10px;min-height:22px}.zip-msg.error{color:var(--red);font-weight:600}.zip-msg.ok{color:var(--green-dark);font-weight:600}.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,150px),1fr));grid-gap:14px;gap:14px}.stat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px;text-align:center}.stat b{display:block;font-size:1.6rem;color:var(--navy);line-height:1.15}.stat span{font-size:.82rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em;font-weight:600}.section-navy .stat{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14)}.section-navy .stat b{color:#fff}.section-navy .stat span{color:#a8c0d8}.map-shell{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:var(--bg-navy-soft);isolation:isolate;min-width:0}.map-leaflet{height:340px;width:100%}.map-fallback{padding:26px 20px;text-align:center;font-size:.9rem;color:var(--muted)}.map-caption{font-size:.83rem;color:var(--muted);margin:8px 0 0}.dot-map{display:block;width:100%;height:auto;background:var(--navy);border-radius:var(--radius)}.call-panel{background:linear-gradient(160deg,#0e2c4d,#0c2340);border:1px solid #1d4b7c;border-radius:var(--radius);padding:22px;color:#cfe0f0}.call-panel h2,.call-panel h3{color:#fff}.call-panel .btn-call{background:var(--amber);color:#3a2700;font-weight:800}.call-panel .btn-call:hover{background:#ffc35c}.call-panel a{color:#ffd27d}.call-panel .fine{font-size:.82rem;color:#9fb4cb;margin:12px 0 0}.sticky-call{display:none}@media (max-width:860px){.sticky-call{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:9px 10px calc(11px + env(safe-area-inset-bottom, 0px));box-shadow:0 -4px 14px rgba(16,24,40,.1);gap:8px}.sticky-call .btn{min-height:44px;padding:10px;font-size:.88rem;gap:6px}.sticky-call .btn:first-child{flex:1 1 auto}.sticky-call .btn:last-child{flex:0 0 auto}body{padding-bottom:calc(76px + env(safe-area-inset-bottom, 0px))}}.site-footer{background:#0a1a2e;color:#8ea7bf;padding:40px 0 28px;font-size:.92rem}.site-footer h4{color:#fff;font-size:.95rem;margin:0 0 10px}.site-footer a{color:#a8c0d8}.site-footer a:hover{color:#fff}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin-bottom:6px}.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,190px),1fr));grid-gap:26px;gap:26px}.footer-legal{border-top:1px solid #1c3350;margin-top:28px;padding-top:18px;font-size:.82rem;color:#7b93ab}.footer-legal p{margin-bottom:8px}.article{max-width:780px}.article h2{margin-top:1.9em}.article h3{margin-top:1.4em}.article .meta{font-size:.88rem;color:var(--muted);margin-bottom:26px}.article ul{margin-bottom:1.3em}.article ul li{margin-bottom:.5em}.toc{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius);padding:16px 20px;margin-bottom:26px}.toc h4{margin:0 0 8px;font-size:.85rem;text-transform:uppercase;letter-spacing:.05em;color:var(--muted)}.toc ol{margin:0;padding-left:1.2em;font-size:.94rem}.toc li{margin-bottom:3px}.notice{border-left:4px solid var(--amber);background:#fffaf0;padding:14px 18px;border-radius:0 var(--radius-sm) var(--radius-sm) 0;font-size:.95rem}.notice strong{color:var(--navy)}.muted{color:var(--muted)}.small{font-size:.88rem}.center{text-align:center}hr{border:none;border-top:1px solid var(--line);margin:30px 0}.anchor{scroll-margin-top:90px}@media (max-width:860px){.content-grid{grid-template-columns:minmax(0,1fr)}.sidebar-sticky,.site-header{position:static}.header-bar{flex-wrap:wrap;gap:8px;padding-top:10px;padding-bottom:10px}.brand{flex-basis:100%;min-width:0;font-size:1rem}.nav{width:100%;flex-wrap:wrap;gap:6px 14px}.nav>a:not(.btn){display:inline-flex;align-items:center;min-height:44px;padding:6px 0}.nav>.btn{margin-left:auto;min-height:44px;white-space:nowrap}.anchor{scroll-margin-top:18px}body:has(#nl-badge-frame) .sticky-call{bottom:68px}body:has(#nl-badge-frame){padding-bottom:calc(144px + env(safe-area-inset-bottom, 0px))}}@media (max-width:600px){.nav{justify-content:space-between;gap:4px 8px}.nav>a:not(.btn){font-size:.82rem}.nav>.btn{margin-left:0}.hero-actions .btn,.nav>.btn{width:100%}}.hero-kicker{max-width:100%}.crumbs li,.crumbs li>a,.crumbs li>span{min-width:0}.chips a,.chips li{max-width:100%}