Whole-House Surge Protection
Panel-mounted surge protective devices plus point-of-use protection for the electronics, pumps and appliances that surge strips never reach.
Typical national range $300 – $900 · usually 1-3 hours
- No obligation: get the number, compare it, and decide on your own schedule.
- Repairs tested under load before sign-off, not just switched on and left.
- Written quotes before work starts, with a flat price per task rather than an open hourly meter.
- Free phone triage: describe the symptom and find out whether it is urgent or can wait.
- Every quote itemised — materials, labour, permit fee and anything that could change the scope.
When you need this
- A lightning storm or utility event has already killed devices
- Electronics, garage door openers or HVAC boards failing repeatedly
- A home office, home theatre or workshop with expensive equipment
- Modern appliances with sensitive control boards everywhere
- Insurance or a warranty claim that asked for surge protection
Any single item above is a reason to get the circuit inspected. If you are seeing more than one, treat it as a pattern rather than a coincidence.
What whole-house surge protection costs in 2026
| Work | Typical range | Notes |
|---|---|---|
| Whole-house surge protective device (Type 2) | $300 – $700 | Panel-mounted with dedicated breaker |
| Premium SPD with higher surge rating | $450 – $900 | For lightning-prone areas |
| Grounding and bonding repair before SPD install | $250 – $800 | Often required for warranty coverage |
| Sub-panel surge protection | $350 – $750 | Detached garage, shop, pool equipment |
| Point-of-use protection review | $100 – $300 | Often bundled with the panel device |
Why the price varies
Surges come from inside the house far more often than from lightning: motors and compressors switching on and off create repeated small events that degrade control boards over years.
An SPD is only as good as the grounding system it connects to, which is why a grounding inspection is part of a proper installation.
What a proper job includes
- Panel-mounted SPD sized to the service and installed on a dedicated breaker
- Correct grounding and bonding verification, since SPD performance depends on it
- Point-of-use protection recommendations for sensitive electronics
- Testing and documentation of the installation for insurance purposes
- Explanation of what protection does and does not cover
Timing and urgency
Planned project — free estimates typical. Typical duration on site: 1-3 hours. The single biggest timing factor is whether the work is permitted — a permit adds an inspection visit after the work, usually within a few days.
Choose your state
Pricing, permit rules and licensing all vary by state. Each page below covers this service in that state with the cities and ZIP codes where it is most requested.
- Surge Protection in California
- Surge Protection in Texas
- Surge Protection in Pennsylvania
- Surge Protection in New York
- Surge Protection in Florida
- Surge Protection in New Jersey
- Surge Protection in Massachusetts
- Surge Protection in Illinois
- Surge Protection in Ohio
- Surge Protection in North Carolina
- Surge Protection in Washington
- Surge Protection in Iowa
- Surge Protection in Georgia
- Surge Protection in Maryland
- Surge Protection in Indiana
- Surge Protection in Minnesota
- Surge Protection in Connecticut
- Surge Protection in Michigan
- Surge Protection in Louisiana
- Surge Protection in Alabama
- Surge Protection in Colorado
- Surge Protection in Kentucky
- Surge Protection in Arizona
- Surge Protection in Oklahoma
- Surge Protection in Virginia
- Surge Protection in Missouri
- Surge Protection in South Carolina
- Surge Protection in Tennessee
- Surge Protection in Arkansas
- Surge Protection in Oregon
- Surge Protection in Wisconsin
- Surge Protection in Utah
- Surge Protection in Kansas
- Surge Protection in Idaho
- Surge Protection in West Virginia
- Surge Protection in Nebraska
- Surge Protection in New Hampshire
- Surge Protection in Nevada
- Surge Protection in Delaware
- Surge Protection in Rhode Island
- Surge Protection in Maine
- Surge Protection in District of Columbia
- Surge Protection in Mississippi
- Surge Protection in New Mexico
- Surge Protection in Hawaii
- Surge Protection in Montana
- Surge Protection in North Dakota
Whole-House Surge Protection FAQ
Does surge protection stop a direct lightning strike?
No single device survives a direct hit, and no honest installer claims otherwise. A good SPD diverts most induced surges from nearby strikes and from utility switching events, which is the realistic protection target.
Can the electrician tell me the price over the phone?
For defined jobs — a charger install, a panel replacement, a ceiling fan on a known ceiling height — a ballpark number is reasonable. For a fault that has not been diagnosed, any honest contractor will explain that the cause determines the price, and will quote the diagnostic first.
Do you handle both homes and small businesses?
Most local electrical contractors take residential work and light commercial work such as retail, restaurant and office premises, including three-phase distribution, lighting retrofits and dedicated equipment circuits. Larger commercial projects are quoted from a site survey.
What payment methods are typical?
Card, cheque and bank transfer are common, with financing available on larger projects through some companies. Be cautious of anyone demanding full payment in cash up front — a deposit for materials is normal on large jobs, full prepayment is not.
How long do these devices last?
Service-life varies with surge activity, and quality units include an indicator light or alarm showing when protection has been consumed. In storm-heavy regions, checking that indicator annually is worth the ten seconds.
Do you charge for estimates?
Many contractors give a free estimate on planned work such as a panel replacement, charger install or rewire, while diagnostic visits for an unknown fault usually carry a trip fee that is often credited toward the repair. The exact policy varies by contractor, and it should be confirmed on the phone before anyone travels.
How quickly can someone get here?
Timing depends on the local contractor schedule and the nature of the call. Genuine emergencies are usually prioritised, often with same-day or overnight response, while planned work is typically scheduled within days rather than hours.
My surge protector strip did not help — why?
Most strips only absorb small events and many cheap units are sacrificial, so they silently stop working after a surge. Whole-house protection at the panel covers everything in the home, including motor loads a strip cannot reach.
Need whole-house surge protection?
Free phone triage: describe what is happening and find out whether it needs a visit today or can be scheduled. No obligation, no charge for the call.
Call (619) 877-0478Open 24 hours a day, 7 days a week. Ask for the licence number and the trip fee before anyone is dispatched.